Q- How can I take out money and can I use Cash machines?
Ans- Of course, you can use your prepaid cash card in shops, online or over the phone and withdraw cash at any ATM that displays the acceptance mark.
Q- Can I get my salary/wages transferred directly into my account?
Ans- It couldn’t be any easier to get your salary transferred directly into your account, because you have to simply sign the pre printed wages mandate (sent to you application is approved) and hand over to your employer or payroll department. This will imply that your wages, whether you are paid on a daily, weekly or monthly basis, are paid directly into your Billing Account.
Q- Can I apply for one of your bad credit bank accounts even if I’m self employed?
Ans- Yes, you can apply for a bad credit bank account, no matter what your circumstances are as we accept applications from employed, self employed and even un-employed. In fact, we do not carry out any credit checks; you can still be accepted for an account even if you have had CCJs or defaults in the past.
Q- Do you pay any interest on the cash funds deposited in my Bad Credit Bank Accounts?
Ans- No, we will like to clarify that interest is not currently paid on funds held in either the Billing Account or the Bad Credit Bank Account.
Q- How do I deposit cash or cheques I may want to into my Bad Credit Bank Account?
Ans- You can deposit cash or cheques only using the deposit forms provided to you as and when you contact us.
The think banking account is only open to persons aged 18 and over.
Subject to ID verification. Conditions apply.
Account opening and monthly management fee payable.
Personal bank accounts only.
Proof of identity will be required.
The think banking account is a managed bank account run by think banking and held with the Royal Bank of Scotland.